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	<title>Debt Settlement Program &#187; debt settlement negotiation</title>
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	<description>Become debt free with a debt settlement program</description>
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		<title>Debt Settlement Offer &#8211; What You Should Know About this Key Component</title>
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		<pubDate>Sat, 07 Jan 2012 23:09:53 +0000</pubDate>
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				<category><![CDATA[Debt Negotiation]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[debt settlement negotiation]]></category>
		<category><![CDATA[debt settlement offer]]></category>

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		<description><![CDATA[A debt settlement offer is the amount for which the creditor is willing to settle. There are cases when the creditor sends out settlement offers to debtors who they think are at risk of non-payment or bankruptcy. However, most often, the debtor initiates the process, either personally or through a debt settlement program, by proposing [...]]]></description>
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