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	<title>Debt Settlement Program &#187; debt management plans</title>
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	<description>Become debt free with a debt settlement program</description>
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		<title>Debt Management Plans – Road Maps for Keeping Your Finances in Order</title>
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		<pubDate>Sat, 04 Feb 2012 16:35:07 +0000</pubDate>
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				<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[debt management plan]]></category>
		<category><![CDATA[debt management plans]]></category>
		<category><![CDATA[managing debt]]></category>

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		<description><![CDATA[Debt management plans are offered by most credit counseling companies to help over-indebted individuals manage their unsecured debts. The plan is drawn up according to the debtor’s capacity to pay. The counseling companies will then negotiate with creditors to reduce interest rates and/or eliminate late and over-the-limit fees. Through debt management plans, debtors consolidate their [...]]]></description>
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		<title>Debt Elimination Programs – Here are Several Ways to Eliminate Debt</title>
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		<pubDate>Sun, 16 Oct 2011 17:01:53 +0000</pubDate>
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				<category><![CDATA[Debt Elimination]]></category>
		<category><![CDATA[debt consolidation program]]></category>
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		<description><![CDATA[Debt is a reality that is part and parcel of the world of easy credit conveniently made available to the public. The capacity to incur debt is a privilege of the modern person. However, its accompanying responsibility to manage debt is most often neglected by many resulting in numerous debt-laden individuals. If you are among [...]]]></description>
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